| Premier5 Banking | |
|---|---|
| Account Overview | Our premium account that rewards you with exclusive features |
| Minimum to Open Account | $100 |
| Monthly Maintenance Fee |
$20 See below for how to avoid the monthly fee |
| How to Waive the Maintenance Fee |
Maintain an average daily balance of $1,000 or more AND have combined deposit balances of $50,000 or more OR Maintain a Cape Cod 5 Trust and Asset Management client relationship |
| Overdraft and Non-Sufficient Funds (NSF) Fee |
$0 Cape Cod 5 does not charge any fees associated with overdrafts1 |
| Non-CC5 ATM Withdrawals per Month | Unlimited free plus refund of other banks' surcharges |
| Earns Interest |
Yes |
| Statements | eStatement or Paper Statement available |
| CC5 Image Checks | Unlimited free checks |
| Free Treasurer's Checks | Yes |
| Additional Exclusive Banking Solutions |
Premier5 Money Market Account Premier5 Overdraft Protection1 No annual IRA plan service fee Bonus credit when you close a new Cape Cod 5 mortgage Fees waived for inbound wire transfers, stop payments and bank to bank transfers Higher mobile deposits and bank to bank transfer limits Waived or reduced fees on some loans |
| Other Benefits |
Rate benefits on select CDs (View Rate Information) Annual discount on safe deposit box rates |
1 We may authorize and pay check, ACH debit and ATM and debit card transactions that overdraw your account up to $1,000. There is no fee for this overdraft protection, and Cape Cod 5 does not charge any fees associated with overdrafts. However, ATM and debit card transactions that would result in the account being overdrawn in excess of $1,000 will be declined, while check and ACH debits may be honored for payment at the Bank’s discretion. If you overdraw your account, you must return the account to a positive balance as soon as practical and within no more than seven (7) days. This overdraft protection may be withdrawn at any time without notice.
You may opt out of Premier5 Overdraft Protection by notifying us in writing.
