An affordable banking option that is simple, safe and accessible to everyone.

Cape Cod 5 is committed to the financial wellness of all those we serve. As a trusted financial partner, we offer products and services to help you on your financial journey - from just starting out or re-establishing a banking relationship and beyond. The CC5 BankOn account is a nationally-certified, safe and low cost checking account that allows you to stay in control of your money.
CC5 BankOn Checking Account
Monthly maintenance fee | No cost |
Overdraft and non-sufficient funds (NSF) fee | $0 |
Minimum opening deposit | $25 |
Paycheck deposit | No cost |
Debit card | No costMake purchases wherever VISA® is accepted and withdraw cash from any Cape Cod 5 ATM location and ATMs worldwide. |
Online Bill Pay | No cost |
Zelle® | No cost |
ATM transactions | No cost |
Paper statements | Sign-up for eStatements |
Please note: Check writing capabilities are not offered with this product.

To learn more or open an account, visit any Cape Cod 5 Banking Center or schedule an appointment.
The Cities for Financial Empowerment Fund (CFE) created the Bank On program to meet the needs of consumers who don’t have a basic transaction account because they lack the funds to meet a minimum balance requirement, distrust financial institutions, can’t manage high or unpredictable fees, lack identification, or have credit or banking history problems.
CC5 BankOn is a low-cost checking account for consumers who have either never banked with a financial institution or are trying to re-establish a banking relationship. It can be opened with multiple owners. Trusts are not eligible to have a CC5 BankOn account.
This product is a good transition into banking for someone who has never had an account with a financial institution or for someone who is trying to re-establish a banking relationship.
Yes - it will be available to all banking customers. Any customer that would like to open a CC5 BankOn account may do so.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
1 Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle®.
2 Must have a bank account in the U.S. to use Zelle®.